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32 results for “commerce clause”
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Constitution Index grade · Constitution grade B (Mostly sound) · Oct 13, 2026
H.R. 1309: Protect America’s Lands Act
…securities, which falls within Congress's enumerated power over interstate commerce and securities regulation. It does not directly infringe on individual rights, but it does restrict the ability of natural asset companies to access…
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Constitution Index grade · Constitution grade A (Constitutional) · Oct 08, 2026
H.R. 7128: TRIA Program Reauthorization Act of 2026
SI review finds the TRIA reauthorization through 2034 is a routine exercise of commerce and necessary-and-proper authority to stabilize interstate insurance markets, with no rights restriction, sovereignty burden, or due-process taking.…
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Constitution Index grade · Constitution grade A (Constitutional) · Oct 08, 2026
S.J.Res. 28: A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications".
…CFPB supervisory rule over large digital payment apps. It rests on Article I commerce and oversight authority, enacted through proper bicameralism and presentment, infringes no Bill of Rights protection, expands individual economic…
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Constitution Index grade · Constitution grade B (Mostly sound) · Oct 14, 2026
H.R. 9330: Earned Wage Access Consumer Protection Act
…has minor constitutional tensions. It operates within Congress's enumerated commerce power, does not directly infringe the Bill of Rights, and preserves individual sovereignty by requiring a no-cost option. However, it preempts state…
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Constitution Index grade · Constitution grade B (Mostly sound) · Oct 08, 2026
H.R. 2478: Financial Exploitation Prevention Act of 2025
…procedure to pause suspected elder exploitation redemptions fits interstate commerce authority and preserves ownership with notice and court review. Minor tension remains from temporary loss of access to personal funds, warranting tight…
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Constitution Index grade · Constitution grade A (Constitutional) · Oct 08, 2026
S.J.Res. 18: A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions".
…to disapprove an executive rule. Regulation of bank fees tied to interstate commerce falls under Article I, Section 8, Clause 3 and the Necessary and Proper Clause in Clause 18. Nullifying a rule is plainly within enumerated legislative…
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Constitution Index grade · Constitution grade A (Constitutional) · Oct 14, 2026
H.R. 8141: Fair Credit Reporting Reseller Accuracy Act
…agencies. It operates within Congress's enumerated power over interstate commerce, does not infringe on any constitutional right, and does not centralize authority beyond what is necessary for a national credit reporting system. The…
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Constitution Index grade · Constitution grade C (Significant issues) · Oct 11, 2026
H.R. 1910: Chief Risk Officer Enforcement and Accountability Act
The bill likely falls within Congress's enumerated powers over interstate commerce and banking, but it raises significant concerns regarding individual sovereignty and decentralization by imposing federal mandates on private corporate…
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Constitution Index grade · Constitution grade A (Constitutional) · Oct 09, 2026
H.R. 3383: Incentivizing New Ventures and Economic Strength Through Capital Formation Act of 2025
…Congress has authority over interstate securities markets under the Commerce Clause, and this bill simply limits the SEC's discretion rather than expanding federal power. It does not restrict constitutional rights, centralize authority, or…
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Constitution Index grade · Constitution grade A (Constitutional) · Oct 08, 2026
S.J.Res. 13: A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of the Currency of the Department of the Treasury relating to the review of applications under the Bank Merger Act.
…procedural rule and reduces federal regulatory burden. It rests on enumerated commerce and necessary-and-proper powers, infringes no Bill of Rights protection, expands individual freedom, decentralizes rather than consolidates power, and…
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Constitution Index grade · Constitution grade A (Constitutional) · Oct 10, 2026
H.R. 3394: Fair Investment Opportunities for Professional Experts Act
…within Congress's enumerated power to regulate securities and interstate commerce, does not infringe any Bill of Rights protections, respects individual sovereignty by expanding voluntary investment opportunities, passes all…
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Constitution Index grade · Constitution grade B (Mostly sound) · Oct 10, 2026
H.R. 3351: Improving Access to Small Business Information Act
…adjustment. The SEC operates under Congress's Article I, Section 8, Clause 3 (Commerce Clause) authority to regulate securities and financial markets. The bill modifies the administrative procedures of an SEC office, which is within the…