Constitution Index · H.R. 1901 · 2025-03-06

CHIPP Act

Latest official status (2025-03-06): Referred to the House Committee on Energy and Commerce.

Official source ↗

Constitutional grade

C

Significant issues

The bill raises significant constitutional concerns because it permanently funds and expands a federal health insurance program for children, which goes beyond the enumerated powers of Congress and consolidates authority at the federal level. While the bill does not directly infringe on individual rights, it expands federal involvement in areas traditionally reserved to the states and families, and it may impose conditions on states that could implicate Tenth Amendment principles. The permanent authorization of CHIP and related programs, including the express lane eligibility option and expanded eligibility, represents a substantial federal role in health policy that is not explicitly enumerated in the Constitution.

Amendment X Article I, Section 8, Clause 1 Article I, Section 8, Clause 3 Amendment IX Amendment V

SI-generated grade · passed automated checks (real Constitution citation, language rules) · not individually reviewed by a person · methodology · Report an error: hello@valuesforamerica.com

The five checks

Enumerated powers · raises concerns · severity: significant

The bill relies on the Spending Clause (Article I, Section 8, Clause 1) and the General Welfare Clause, but the Supreme Court has held that Congress may spend for the general welfare, provided the spending is for the common benefit and not merely for local or special interests. However, the permanent extension of CHIP and related programs, including the express lane eligibility option and expanded eligibility, goes beyond the traditional scope of enumerated powers. The bill does not regulate interstate commerce (Article I, Section 8, Clause 3) in a way that justifies a permanent federal health insurance program for children. The Tenth Amendment reserves to the states powers not delegated to the United States, and health and welfare of children are traditionally state and family matters. Thus, the bill likely exceeds the enumerated powers of Congress.

Bill of Rights · passes

The bill does not directly infringe on any of the first ten amendments. It does not restrict speech, religion, assembly, press, petition, arms, quartering, search and seizure, self-incrimination, due process, takings, fair trial, jury, cruel and unusual punishment, or unenumerated rights. The bill is a spending and health insurance measure that does not impose criminal penalties or restrict individual liberties. Therefore, it passes the Bill of Rights check.

Individual liberty · raises concerns · severity: significant

The bill expands government involvement in the lives of families by providing federal health insurance for children and encouraging states to expand eligibility. While this does not directly restrict individual freedom, it does create a dependency on federal programs and may influence family decisions regarding health care. The Ninth Amendment protects unenumerated rights, and the Tenth Amendment reserves powers to the states and the people. The bill's expansion of federal health programs may undermine the principle of individual sovereignty by shifting responsibility for children's health from families and local communities to the federal government. The burden is on the government to justify this expansion, and the bill does not provide a compelling constitutional justification for the permanent federal role.

Decentralization · raises concerns · severity: significant

The bill fails the decentralization test. (1) Individuals and families can handle health insurance for children through private means or state programs without federal involvement. (2) Local communities and counties can address child health needs without state involvement. (3) States can handle child health insurance without federal involvement, as many did before CHIP. (4) The bill consolidates decision-making at the federal level by permanently funding and expanding a federal program, which is a higher level of government than the minimum necessary. The Tenth Amendment reserves powers not delegated to the United States to the states and the people, and this bill directly violates that principle by permanently entrenching federal authority in child health policy.

Due process and takings · passes

The bill does not bypass due process or take property without just compensation. It is a spending program that provides benefits, not a regulatory or punitive measure. There is no deprivation of life, liberty, or property without due process, and no taking of private property for public use without just compensation. The bill's provisions for eligibility determination and expansion do not implicate the Fifth Amendment's Due Process Clause or Takings Clause.

Provenance

Grade ID
685
Rubric version
vfa-constitutional-grade/1.0
Graded
2026-10-11 16:20 UTC
Engine
backup SI engine
Source fetched
2026-10-09 14:07 UTC
Source SHA-256
61f51bb993e6731f585d9565fd0cbbf6f7adb74c9405f0914b2b3a88010554ba
Checks
si-editorial-standard/1.0: real Constitution citation, language rules

Version history · never overwritten

GradeGradedRubric Source hashStatus
C · #685 2026-10-11 vfa-constitutional-grade/1.0 61f51bb993e6 current

Cite this

Values for America. “Constitutional grade: H.R. 1901, CHIPP Act.” VFA Constitution Index, grade 685 (rubric vfa-constitutional-grade/1.0), graded October 11, 2026. https://www.valuesforamerica.com/constitution-index/grades/685. Accessed 2026-10-19.

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