Interstate Scam Coordination and Consumer Alert Act of 2025

Section 1. Short title. This Act may be cited as the 'Interstate Scam Coordination and Consumer Alert Act of 2025'. Section 2. Purpose. The purpose of this Act is to improve federal coordination and public awareness regarding scams that substantially affect interstate commerce, without supplanting or limiting state and local fraud-prevention efforts. Section 3. Scam Coordination Steering Committee. (a) There is established within the Federal Trade Commission an Interagency Scam Coordination Steering Committee consisting of the Chairman of the FTC (or designee), the Director of the Consumer Financial Protection Bureau (or designee), the Attorney General (or designee), and the Secretary of Homeland Security (or designee). (b) The Committee shall meet not less than quarterly to share intelligence on emerging scams that cross state lines, identify regulatory gaps, and recommend voluntary industry best practices. Section 4. Scam Alert Website. (a) Not later than one year after enactment, the FTC shall maintain a publicly accessible website — 'ScamAlert.gov' — containing plain-language descriptions of common scams, reporting portals, and links to state consumer-protection agencies. (b) The website may not collect personally identifiable information from visitors beyond an optional email address for scam alerts, and shall comply with the Privacy Act of 1974. Section 5. Reporting and Action Plan. (a) The Committee shall submit to Congress biannually a Scam Action Plan detailing coordination activities, enforcement trends, and legislative recommendations. (b) The Plan may not preempt or supersede any state or local fraud statute or regulatory authority. Section 6. Federal funding. (a) There is authorized to be appropriated $5,000,000 for each of fiscal years 2026 through 2030 to carry out this Act. (b) Funds shall be allocated from unobligated balances of the Federal Trade Commission appropriations. Section 7. Sunset. This Act and all activities under it shall terminate five years after enactment, unless reauthorized by Congress. Section 8. Constitutional authority. This Act is enacted pursuant to Article I, Section 8, Clause 3 (Commerce Clause) and Clause 1 (General Welfare). Nothing in this Act shall be construed to authorize any seizure of property without due process under the Fifth Amendment, or to limit state police powers under the Tenth Amendment.