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24 results for “war powers”
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Constitution Index grade · Constitution grade A (Constitutional) · Oct 10, 2026
H.R. 1919: Anti-CBDC Surveillance State Act
…digital currency that could track individual financial transactions without a warrant. It does not restrict speech, religion, assembly, press, petition, arms, quartering, self-incrimination, due process, takings, trial rights, or cruel and…
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Constitution Index grade · Constitution grade B (Mostly sound) · Oct 08, 2026
H.R. 2478: Financial Exploitation Prevention Act of 2025
…review. Minor tension remains from temporary loss of access to personal funds, warranting tight construction and prompt review, but no direct rights violation. Congress regulates open-end investment companies and transfer agents operating…
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Constitution Index grade · Constitution grade A (Constitutional) · Oct 08, 2026
H.R. 3633: Digital Asset Market Clarity Act
…and Bank Secrecy Act reporting apply to regulated intermediaries, not general warrantless seizure of private papers. No prior restraint under First Amendment. No Second, Third, Sixth, Seventh, or Eighth Amendment issue. Any Fourth…
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Constitution Index grade · Constitution grade B (Mostly sound) · Oct 08, 2026
S. 1582: GENIUS Act
…third-party financial-records doctrine and statute-specific process; no warrantless seizure or compelled self-incrimination provision is created by this bill itself. Bill restricts unlicensed issuance and use of non-permitted stablecoins…
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VFA SI Solution · SI Solution responding to H.R. 10096 · Aug 17, 2026
Federal Impact Assessment of Affordable Housing Shortage Act of 2025
…the task force advisory, strictly limiting its scope to enumerated federal powers, imposing a hard sunset, capping costs, and requiring consultation with state and local officials. If the task force's mandate is purely general and not tied…
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Constitution Index grade · Constitution grade C (Significant issues) · Oct 11, 2026
H.R. 1944: 10 Percent Credit Card Interest Rate Cap Act
The bill likely exceeds Congress's enumerated powers by imposing a nationwide price control on credit card interest rates, which is not a regulation of interstate commerce in the traditional sense but rather a direct mandate on private…
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Constitution Index grade · Constitution grade A (Constitutional) · Oct 08, 2026
S.J.Res. 13: A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of the Currency of the Department of the Treasury relating to the review of applications under the Bank Merger Act.
…regulatory burden. It rests on enumerated commerce and necessary-and-proper powers, infringes no Bill of Rights protection, expands individual freedom, decentralizes rather than consolidates power, and observes due process. Congress acts…
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VFA SI Solution · SI Solution responding to H.R. 6955 · Jul 23, 2026
Main Street Capital Access Act of 2025 – Constitutional Revision
…interstate effects of small business lending) Tenth Amendment – Reservation of powers to the states (non-preemption of state banking laws)
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VFA SI Solution · SI Solution responding to H.R. 10109 · Aug 20, 2026
Federal Wildfire Contract Integrity and Transparency Act of 2025
…all contracts related to wildfire events, infringing on state police powers under the Tenth Amendment to manage their own emergency response contracts. May have interfered with executive discretion in emergency procurement, potentially…
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Constitution Index grade · Constitution grade B (Mostly sound) · Oct 13, 2026
H.R. 1309: Protect America’s Lands Act
The bill is a federal prohibition on trading certain securities, which falls within Congress's enumerated power over interstate commerce and securities regulation. It does not directly infringe on individual rights, but it does restrict…
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Constitution Index grade · Constitution grade A (Constitutional) · Oct 08, 2026
S.J.Res. 18: A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions".
SJRES 18 is a constitutional use of congressional oversight to void a CFPB overdraft rule. It relies on enumerated legislative power, infringes no Bill of Rights protection, expands individual and market choice, returns decisions toward…
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Constitution Index grade · Constitution grade A (Constitutional) · Oct 08, 2026
S.J.Res. 28: A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications".
SJRES 28 is a constitutional exercise of congressional legislative and oversight power that nullifies an expanded CFPB supervisory rule over large digital payment apps. It rests on Article I commerce and oversight authority, enacted…
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Constitution Index grade · Constitution grade B (Mostly sound) · Oct 17, 2026
H.R. 10325: To increase the mandatory contribution amount of Federal Home Loan Banks to the Affordable Housing Program, and for other purposes.
The bill operates within the federal government's enumerated powers over interstate commerce and the monetary system, and it does not directly infringe on individual rights. However, it raises concerns about federal overreach into housing…
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Constitution Index grade · Constitution grade A (Constitutional) · Oct 08, 2026
H.R. 4544: American Access to Banking Act
HR 4544 is a procedural reform within clear federal banking authority that reduces regulatory friction, infringes no rights, takes no property, and decentralizes in effect by easing entry for new institutions. Fully constitutional.…
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Constitution Index grade · Constitution grade A (Constitutional) · Oct 08, 2026
H.R. 6955: Main Street Capital Access Act
Deregulatory banking bill within Commerce and Necessary and Proper powers that reduces federal burdens, imposes no rights infringement, expands private and local decision-making, and takes no property without due process. Regulation of…
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Constitution Index grade · Constitution grade A (Constitutional) · Oct 08, 2026
H.R. 8278: Fostering the Use of Technology to Uphold Regulatory Effectiveness in Supervision Act
…to Congress every five years. Grounded in Commerce and Necessary and Proper powers, it creates no new regulation, no rights restriction, no taking, and no centralization. Congress has explicit authority to regulate interstate commerce and…
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Constitution Index grade · Constitution grade A (Constitutional) · Oct 08, 2026
H.R. 1181: Protecting Privacy in Purchases Act
HR 1181 is a narrow exercise of the Commerce Clause to bar national card networks from singling out firearms retailers with distinct merchant codes, with DOJ enforcement. It claims no new federal police power, infringes no right, expands…
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Constitution Index grade · Constitution grade B (Mostly sound) · Oct 14, 2026
H.R. 9330: Earned Wage Access Consumer Protection Act
The Earned Wage Access Consumer Protection Act is mostly sound but has minor constitutional tensions. It operates within Congress's enumerated commerce power, does not directly infringe the Bill of Rights, and preserves individual…
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VFA SI Solution · SI Solution responding to H.J.Res. 173 · May 13, 2026
Consumer Closed Account Protection Act
…8, Clause 18 (Necessary and Proper) Tenth Amendment (reserve non-delegated powers to States)
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Constitution Index grade · Constitution grade C (Significant issues) · Oct 14, 2026
H.R. 9331: STOP Payments Fraud Act of 2026
…expanding federal authority over banking practices beyond clear enumerated powers. The bill's delegation of rulemaking authority to the Federal Reserve and CFPB, without clear standards, further compounds these issues. Although the bill…