Executive Order 14247 explained · Executive Order · No disposition noted
Modernizing Payments To and From America's Bank Account
Signed: 2025-03-25 Published: 2025-03-28 Federal Register document: 2025-05522
Agencies: Executive Office of the President
Federal Register notes (as of 2026-10-19): See: EO 14250, March 27, 2025
What Executive Order 14247 says
Federal Register, Volume 90 Issue 59 (Friday, March 28, 2025) [Federal Register Volume 90, Number 59 (Friday, March 28, 2025)] [Presidential Documents] [Pages 14001-14003] From the Federal Register Online via the Government Publishing Office [www.gpo.gov] [FR Doc No: 2025-05522] Presidential Documents Federal Register / Vol. 90, No. 59 / Friday, March 28, 2025 / Presidential Documents [[Page 14001]] Executive Order 14247 of March 25, 2025 Modernizing Payments To and From America's Bank Account By the authority vested in me as President by the Constitution and the laws of the United States of America, it is hereby ordered: Section 1. Purpose.The continued use of paper-based payments by the Federal Government, including checks and money orders, flowing into and out of the United States General Fund, which might be thought of as America's bank account, imposes unnecessary costs; delays; and risks of fraud, lost payments, theft, and inefficiencies. Mail theft complaints have increased substantially since the COVID-19 pandemic. Historically, Department of the Treasury checks are 16 times more likely to be reported lost or stolen, returned undeliverable, or altered than an electronic funds transfer (EFT). Maintaining the physical infrastructure and specialized technology for digitizing paper records cost the American taxpayer over $657 million in Fiscal Year 2024 alone. This order...
Opening of the official text; read it in full in the Federal Register.
Constitution Index
“VFA Constitution grade”
Constitutionally sound
Graded 2026-10-08
SI-generated grade · five published checks · not individually reviewed by a person · methodology
Executive Order 14247 directs executive agencies to shift Federal disbursements and receipts from paper checks to electronic payments, with explicit statutory limits and exceptions for unbanked, emergency, and security cases. It is a lawful exercise of presidential management of executive operations, infringes no Bill of Rights protection, preserves individual choice through accommodations, stays at the proper Federal level for Federal funds, and provides due process safeguards. SI analysis finds it constitutional.
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✓ Passes · Enumerated powers
President acts under Article II, Section 1 vesting of executive power and Article II, Section 3 duty to take care that laws be faithfully executed, directing subordinate executive departments and the Treasury in management of Federal disbursements and collections. Congress holds Article I, Section 8, Clause 1 power to lay and collect taxes and provide for common defence and general welfare, and Ar… -
✓ Passes · Bill of Rights
No provision compels speech, religion, assembly, press, arms ownership, quartering, or criminal procedure. Transition to electronic funds transfer for Federal disbursements and receipts does not search or seize under the Fourth Amendment, does not compel self-incrimination under the Fifth Amendment, and expressly requires protection of personally identifiable and tax return information. Section 4 … -
✓ Passes · Individual sovereignty
Order changes the default channel for transacting with the Federal Government to electronic transfer for efficiency, fraud prevention, and cost reduction, but does not dictate what a person may do with their person, property, labor, speech, or belief. Section 4 requires exceptions for individuals without banking or electronic access, emergency hardship, and other infeasibility determinations, with… -
✓ Passes · Decentralization
The action concerns only how the Federal Government disburses and collects its own funds from the General Fund. (1) Individuals/families cannot issue Federal benefits, refunds, or vendor payments. (2) Local counties cannot administer Federal Treasury disbursement systems. (3) States cannot administer Federal Treasury disbursement systems. (4) It does not consolidate decision-making upward to a new… -
✓ Passes · Due process and takings
No person is deprived of life, liberty, or property without due process under Fifth Amendment. Order states implementation 'to the extent permitted by law' and 'consistent with applicable law,' preserves existing legal rights, creates no new enforceable deprivation, and requires public awareness, enrollment support, and alternative options under Section 4(b). No physical or regulatory taking occur…
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