Providing for consideration of the joint resolution (S.J. Res. 18) disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions''; providing for consideration of the joint resolution (S.J. Res. 28) disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to ''Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications''; providing for consideration of the bill (H.R. 1526) to amend title 28, United States Code, to limit the authority of district courts to provide injunctive relief, and for other purposes; providing for consideration of the bill (H.R. 22) to amend the National Voter Registration Act of 1993 to require proof of United States citizenship to register an individual to vote in elections for Federal office, and for other purposes; and for other purposes.

Enumerated powers · passes

The resolution is a procedural rule for the House of Representatives, which is explicitly authorized by Article I, Section 5, Clause 2 of the Constitution, granting each house the power to determine the rules of its proceedings. The resolution governs the consideration of specific bills and resolutions, all of which fall within Congress's enumerated powers, such as the power to regulate commerce (Article I, Section 8, Clause 3) for the CFPB rules, and the power to make laws necessary and proper for carrying into execution its powers (Article I, Section 8, Clause 18). The resolution itself does not exceed Congress's authority.

Bill of Rights · passes · severity: minor

The resolution itself does not infringe on any of the first ten amendments. It is a procedural measure that sets the terms for debate and amendment. However, the underlying bills it facilitates consideration of may raise concerns. For instance, H.R. 22, requiring proof of citizenship to register to vote, could potentially burden the right to vote, which is a fundamental right protected by the Fourteenth and Fifteenth Amendments, but it does not directly violate the Bill of Rights. H.R. 1526, limiting injunctive relief, could affect the ability of courts to enforce constitutional rights, but the resolution itself does not infringe on any enumerated right. The waiver of points of order is a procedural matter and does not constitute a substantive infringement.

Individual liberty · passes · severity: minor

The resolution does not directly restrict individual liberty. It is a rule for legislative procedure. However, by facilitating the consideration of H.R. 22, which would require proof of citizenship to register to vote, it could indirectly affect the individual's right to vote, a fundamental right. The burden of proof would be on the individual to provide documentation, which could be seen as a restriction on the exercise of a fundamental right. Nevertheless, the resolution itself does not impose any restriction on individuals; it merely sets the stage for debate. The severity is minor because the resolution is procedural, but the underlying legislation could have significant implications for individual sovereignty.

Decentralization · passes

The resolution is a matter of federal legislative procedure, which is inherently a federal function. It does not consolidate decision-making at a higher level of government than necessary because it is about how the House considers legislation. The underlying bills, however, may have implications for decentralization. For example, H.R. 22 would impose federal requirements on voter registration, which is traditionally a state function under Article I, Section 4, Clause 1, which gives states the authority to prescribe the times, places, and manner of elections. This could be seen as consolidating decision-making at the federal level. However, the resolution itself does not fail the decentralization test because it is a procedural rule for the House, which is the appropriate level for such decisions.

Due process and takings · passes

The resolution does not bypass due process or take property without just compensation. It is a procedural rule that sets the terms for debate and amendment. The waiver of points of order is a common practice in the House and does not deprive any person of life, liberty, or property without due process of law. The underlying bills, such as H.R. 1526, which limits injunctive relief, could affect the ability of individuals to seek remedies in court, but the resolution itself does not violate the Due Process Clause of the Fifth Amendment. The resolution provides for consideration of these bills, but the actual impact on due process would depend on the final enactment of those bills.