S. 4965 explained · 119th Congress · Pending in Congress
Railroad Retirement Board Stability Act
Cosponsors: 3 (1 D, 1 R, 1 other) · per Congress.gov, 2026-10-14
Introduced: 2026-07-14
Latest action (2026-08-04): Placed on Senate Legislative Calendar under General Orders. Calendar No. 540.
What S. 4965 does, in plain terms
The Congressional Research Service has not published a summary of S. 4965 yet. Its official title: “Railroad Retirement Board Stability Act”.
Constitution Index
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S. 4965 has not been graded yet. New measures with an official summary are graded daily under the published rubric.
The Framers
“Founders’ Verdict”
Confidence 0.75
Archived SI output (machine-generated)No editorial review recorded. This historical SI verdict was machine-generated by software and predates the review desk; check it against the official bill text.
Synthesis
The bill is constitutional under the Commerce Clause (Article I, Section 8, Clause 3) and the Necessary and Proper Clause (Article I, Section 8, Clause 18), because railroads are instruments of interstate commerce and a stable retirement system is integral to the efficient operation of that commerce. The federal government possesses implied powers to achieve enumerated ends, and the act is a permissible means.
This bill, which concerns the Railroad Retirement Board, falls within the ambit of Congress's power to regulate commerce among the several states. The Constitution vests Congress with authority to 'regulate Commerce with foreign Nations, and among the several States, and with the Indian Tribes' (Article I, Section 8, Clause 3). Railroads are instruments of interstate commerce, and the stability of their retirement system is essential to the uninterrupted flow of commerce. Furthermore, the Necessary and Proper Clause (Article I, Section 8, Clause 18) grants Congress the power to make all laws w…
This bill proposes to alter the structure and funding of the Railroad Retirement Board, a federal agency. The Constitution grants Congress no enumerated power to establish or maintain a retirement system for railroad workers. Such a system is not among the powers delegated to the United States by the Constitution, nor is it necessary and proper for executing any enumerated power. The Tenth Amendment reserves all powers not delegated to the United States to the States or to the people. Furthermore, the Ninth Amendment cautions that the enumeration of certain rights shall not be construed to den…
The Railroad Retirement Board Stability Act of 2026, pertaining to the regulation of railroad retirement benefits, falls within the constitutional authority of Congress under the Commerce Clause. Railroads are instruments of interstate commerce, and the retirement and disability system for railroad workers is directly connected to the stability and efficiency of that commerce. The Necessary and Proper Clause further empowers Congress to establish and maintain such an administrative board as a means to execute its commerce power. While the Constitution does not enumerate a specific power over r…
The regulation of railroad retirement is an integral part of regulating interstate commerce. Railroads are instruments of commerce among the states, and the stability of the retirement system for railroad workers directly affects the efficiency and continuity of that commerce. Congress, under the Commerce Clause, possesses the power to enact laws that are necessary and proper for executing its commerce power. The Railroad Retirement Board Stability Act is a means to ensure the continued operation of the railroad retirement system, a legitimate end within federal authority. This reasoning align…
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