S. 3578 explained · 119th Congress · Pending in Congress
Financial Stability Oversight Council Improvement Act of 2025
Cosponsors: 3 (2 D, 1 R) · per Congress.gov, 2026-10-09
Introduced: 2025-12-18
Latest action (2025-12-18): Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
What S. 3578 does, in plain terms
Financial Stability Oversight Council Improvement Act of 2025 This bill requires the Financial Stability Oversight Council, prior to determining that a U.S. nonbank financial company shall be supervised by the Federal Reserve Board and therefore subject to certain prudential standards, to first determine that certain alternative actions would not mitigate the threat the company may pose to U.S. financial stability.
Official summary by the Congressional Research Service, via Congress.gov.
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