S. 1222 explained · 119th Congress · Pending in Congress
Financial Freedom Act of 2025
Cosponsors: 3 (0 D, 3 R) · per Congress.gov, 2026-10-12
Introduced: 2025-04-01
Latest action (2025-04-01): Read twice and referred to the Committee on Health, Education, Labor, and Pensions.
What S. 1222 does, in plain terms
Financial Freedom Act of 2025 This bill prohibits the Department of Labor from limiting the type or range of investments that fiduciaries may offer participants and beneficiaries in certain employer-sponsored retirement plans. The bill applies to certain defined contribution plans that permit participants or beneficiaries to exercise control over the assets in the account, such as a 401(k) plan that allows participants or beneficiaries to select additional investment options through a self-directed brokerage window.
Official summary by the Congressional Research Service, via Congress.gov.
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