Real bill currently in Congress c/o HR/119/9737

Consumer Health Claim Assistance Act

▲ 5 days since action Sponsor: Mark DeSaulnier, CA-10, D → Congress.gov

Latest action (2026-07-16): Referred to the House Committee on Education and Workforce.

What should pass

“AI Consensus Solution”

Employee Welfare Benefit Access Assistance Act of 2025

To help employees and plan participants navigate and access benefits (such as health insurance, disability, and other welfare benefits) under ERISA-covered employee welfare benefit plans, reducing confusion and improving utilization.

Bipartisan rationale: Democratic priorities: expands access to benefits for workers and families, reduces health and financial insecurity, supports underserved communities through multilingual services. Republican priorities: limited federal spending with a hard cap and sunset, state and local flexibility (grants not mandates), no expansion of federal regulatory authority over ERISA plans, and performance-based accountability.

Funding: General revenues of the United States Trea $50 million per fiscal year fo Sunset 5y Oversight: Department of Labor, Employee Enforcement: Annual audits of grant recipients; r

Vote-count path: House: ~250 votes (200 Democrats + 50 moderate Republicans from rural and oversight-minded caucuses); Senate: ~60 votes (48 Democrats + 12 Republicans favoring limited federal assistance programs).

→ Article I, Section 8, Clause 3 (Commerce Clause – ERISA governs employee benefit plans affecting interstate commerce) → Tenth Amendment (program respects state sovereignty through voluntary grants, not mandates)

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