H.R. 804 explained  ·  119th Congress  ·  Pending in Congress

Rural Small Business Resilience Act

Create a free account or sign in to follow H.R. 804 and get alerts. Policy area: Commerce Create a free account or sign in to follow the Commerce policy area and get alerts. ▲ 601 days since action Sponsor: Kelly Morrison, MN-03, D → Congress.gov

Cosponsors: 4 (2 D, 2 R) · per Congress.gov, 2026-10-12

Introduced: 2025-01-28

Latest action (2025-02-26): Received in the Senate and Read twice and referred to the Committee on Small Business and Entrepreneurship.

What H.R. 804 does, in plain terms

Rural Small Business Resilience Act This bill requires the Small Business Administration's Office of Disaster Recovery and Resilience to take necessary actions to ensure that individuals located in rural areas where a disaster has been declared have full access to disaster assistance. Such actions include providing targeted outreach and marketing materials to such individuals.

Official summary by the Congressional Research Service, via Congress.gov.

Constitution Index

“VFA Constitution grade”

A

Constitutionally sound

Graded 2026-10-10

SI-generated grade · five published checks · not individually reviewed by a person · methodology

This bill is fully constitutional. It directs the Small Business Administration to conduct outreach and marketing to ensure rural disaster victims can access existing federal disaster assistance programs. The action falls within Congress's enumerated power to regulate interstate commerce and provide for the general welfare through disaster relief, does not infringe any right, imposes no restriction on individual liberty, respects decentralization by leaving implementation to existing federal-state partnerships, and involves no deprivation of property or liberty without due process.

  • ✓ Passes · Enumerated powers
    Congress has authority under Article I, Section 8, Clause 1 (the Spending Clause) to appropriate funds for the general welfare, including disaster relief. The Small Business Administration is a federal agency created under this power, and directing it to conduct outreach to ensure access to existing disaster assistance programs is a valid exercise of that spending power. Additionally, disaster ass…
  • ✓ Passes · Bill of Rights
    The bill imposes no restrictions on speech, religion, press, assembly, petition, arms, quartering, search and seizure, self-incrimination, due process, takings, trial rights, or cruel and unusual punishment. It merely requires the SBA to provide information and marketing materials to rural disaster victims. No provision of the Bill of Rights is implicated.
  • ✓ Passes · Individual sovereignty
    The bill does not restrict any individual's person, property, speech, labor, or belief. It imposes no mandates, prohibitions, or penalties on private individuals. Instead, it directs a federal agency to take affirmative steps to help individuals access benefits they are already entitled to. This enhances, rather than restricts, individual sovereignty by ensuring rural disaster victims are not left…
  • ✓ Passes · Decentralization
    The bill passes all four questions of the decentralization test. (1) Individuals and families cannot handle large-scale disaster recovery alone; government assistance is appropriate. (2) Local communities and counties may lack the resources to provide comprehensive disaster assistance, especially in rural areas. (3) States could theoretically handle disaster relief, but the federal government has …
  • ✓ Passes · Due process and takings
    The bill does not deprive any person of life, liberty, or property without due process. It does not take private property for public use. It creates no new penalties, fines, or enforcement mechanisms. It simply requires the SBA to conduct outreach, which is a purely administrative and informational function that does not affect anyone's legal rights or obligations.

Sources: Congress.gov: HR 804 summary

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