H.R. 7887 explained · 119th Congress · Pending in Congress
Incentivizing Safe and Sound Banking Act
Cosponsors: none · per Congress.gov, 2026-10-09
Introduced: 2026-03-09
Latest action (2026-03-09): Referred to the House Committee on Financial Services.
What H.R. 7887 does, in plain terms
Incentivizing Safe and Sound Banking Act This bill allows the Federal Deposit Insurance Corporation to, during cease-and-desist proceedings for unsafe or unsound practices in an institution, prohibit the sale of stock in a bank or holding company by an officer or director of the bank or any bank-affiliated party who received stock as compensation. Further, the bill automatically prohibits the sale of such stocks by senior executive officers at large banks if the bank receives a certain risk management rating or if the bank is under an unresolved supervisory notice issued by a banking regulator.
Official summary by the Congressional Research Service, via Congress.gov.
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