H.R. 7475 explained · 119th Congress · Pending in Congress
Expedited Guaranteed Lender Pilot Program Act
Cosponsors: none · per Congress.gov, 2026-10-09
Introduced: 2026-02-10
Latest action (2026-03-20): Referred to the Subcommittee on General Farm Commodities, Risk Management, and Credit.
What H.R. 7475 does, in plain terms
Expedited Guaranteed Lender Pilot Program Act This bill establishes a pilot program for an expedited qualification and approval process for eligible Department of Agriculture (USDA) bridge loans. Under a new pilot program, USDA must streamline the application review process for borrowers seeking USDA guaranteed bridge loans that are serviced by a Preferred Certified Lender. Specifically, USDA must consider streamlining the process for (1) certifying eligibility and reviewing financial information, and (2) making determinations regarding the farming plan and financial situation of an applicant. The pilot program expires on September 30, 2031.
Official summary by the Congressional Research Service, via Congress.gov.
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