H.R. 6546 explained · 119th Congress · Pending in Congress
Merger Process Review Act
Cosponsors: 2 (0 D, 2 R) · per Congress.gov, 2026-10-09
Introduced: 2025-12-09
Latest action (2026-02-25): Placed on the Union Calendar, Calendar No. 453.
What H.R. 6546 does, in plain terms
Merger Process Review Act This bill requires the appropriate Office of the Inspector General (OIG) that serves the Federal Reserve Board, the Office of the Comptroller of the Currency, the Federal Deposit Insurance Corporation, and the National Credit Union Administration to periodically review the merger applications received by that regulator. Specifically, every three years, the appropriate OIG must examine that regulator’s merger approval procedures, including timeliness and efficiency, and report on its findings and recommendations. The regulator must then submit a plan to implement the appropriate recommendations.
Official summary by the Congressional Research Service, via Congress.gov.
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