H.R. 550 explained · 119th Congress · Pending in Congress
Wildfire Insurance Coverage Study Act of 2025
Cosponsors: 1 (1 D, 0 R) · per Congress.gov, 2026-10-12
Introduced: 2025-01-16
Latest action (2025-01-16): Referred to the House Committee on Financial Services.
What H.R. 550 does, in plain terms
Wildfire Insurance Coverage Study Act of 2025 This bill requires reports regarding wildfire risk and damage. Specifically, the Government Accountability Office (GAO) must report on trends in wildfire declarations, mitigation practices, state and federal programs regarding wildfire risk, and the need for a national map of wildfire risks. The GAO must also report on (1) the availability and cost of wildfire insurance coverage for homes and commercial property, (2) state regulatory responses to increasing costs of coverage, and (3) impediments to private wildfire insurance coverage.
Official summary by the Congressional Research Service, via Congress.gov.
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