H.R. 2094 explained · 119th Congress · Pending in Congress
HELPER Act of 2025
Cosponsors: 153 (101 D, 52 R) · per Congress.gov, 2026-10-12
Introduced: 2025-03-14
Latest action (2025-03-14): Referred to the House Committee on Financial Services.
What H.R. 2094 does, in plain terms
Homes for Every Local Protector, Educator, and Responder Act of 2025 or the HELPER Act of 2025 This bill establishes a program administered by the Department of Housing and Urban Development to provide mortgage assistance to law enforcement officers, elementary and secondary school teachers, firefighters, or other first responders. Specifically, these individuals may be eligible for a first-time mortgage on a primary family residence with no down payment. Instead, the mortgage is subject to a one-time, up-front mortgage insurance premium.
Official summary by the Congressional Research Service, via Congress.gov.
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