H.R. 145 explained · 119th Congress · Pending in Congress
Risk Disclosure and Investor Attestation Act
Cosponsors: none · per Congress.gov, 2026-10-12
Introduced: 2025-01-03
Latest action (2025-01-03): Referred to the House Committee on Financial Services.
What H.R. 145 does, in plain terms
Risk Disclosure and Investor Attestation Act This bill expands who may be considered an accredited investor for purposes of participating in private offerings of securities. Certain unregistered securities may only be offered to accredited investors. Specifically, the bill allows an individual to qualify by certifying to the issuer of securities that the individual understands the risks of investment in private issuers. Currently, accredited investors must satisfy certain requirements indicating their reduced exposure to financial risk, including those related to income, net worth, or knowledge and experience.
Official summary by the Congressional Research Service, via Congress.gov.
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