H.R. 1039 explained · 119th Congress · Pending in Congress
Clear Communication for Veterans Claims Act
Cosponsors: 9 (2 D, 7 R) · per Congress.gov, 2026-10-11
Introduced: 2025-02-06
Latest action (2025-04-08): Received in the Senate and Read twice and referred to the Committee on Veterans' Affairs.
What H.R. 1039 does, in plain terms
Clear Communication for Veterans Claims Act This bill requires the Department of Veterans Affairs (VA) to seek to enter into an agreement with a federally funded research and development center to assess notices that the VA sends to claimants applying for or submitting claims for VA benefits. The VA must report on the findings of the assessment and implement recommendations in the assessment. The bill also extends certain loan fee rates through June 23, 2034, under the VA's home loan program.
Official summary by the Congressional Research Service, via Congress.gov.
Constitution Index
“VFA Constitution grade”
Constitutionally sound
Graded 2026-10-10
SI-generated grade · five published checks · not individually reviewed by a person · methodology
This bill is fully constitutional. It directs the Department of Veterans Affairs to contract with a research center to assess and improve its claimant notices, and it extends existing loan fee rates. Both actions fall squarely within Congress's enumerated powers over veterans' affairs and military benefits, and they do not infringe any constitutional rights. The bill imposes no new restrictions on individuals, respects federalism by addressing a uniquely federal program, and follows proper legislative process.
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✓ Passes · Enumerated powers
Congress has explicit authority under Article I, Section 8, Clause 12 to raise and support Armies, and under Clause 13 to provide and maintain a Navy. The Supreme Court has long recognized that veterans' benefits are a proper exercise of the war powers. Additionally, Article I, Section 8, Clause 18 grants Congress the power to make all laws necessary and proper for executing these powers. The bill… -
✓ Passes · Bill of Rights
The bill does not implicate any of the first ten amendments. It does not restrict speech, religion, assembly, press, or petition. It does not affect the right to bear arms, quartering of soldiers, search and seizure, self-incrimination, due process, takings, trial rights, or cruel and unusual punishment. The bill merely requires the VA to assess its notices and implement recommendations, which is … -
✓ Passes · Individual sovereignty
The bill does not restrict any individual's control over their person, property, speech, labor, or belief. It imposes no new obligations on private citizens. Instead, it directs the VA to improve its communication with claimants, which enhances the ability of veterans to exercise their rights to benefits. The extension of loan fee rates is a continuation of existing fees, not a new restriction on … -
✓ Passes · Decentralization
This bill concerns a federal program administered by the Department of Veterans Affairs. Veterans' benefits are inherently a federal responsibility, as established by Congress's war powers. The bill does not consolidate decision-making upward; it simply improves the operation of an existing federal program. The four-question test: (1) An individual cannot handle the administration of VA benefits a… -
✓ Passes · Due process and takings
The bill does not bypass due process or take property without just compensation. It requires the VA to assess its notices, which are part of the claims process that already provides procedural due process to claimants. The extension of loan fee rates is a statutory change, not a taking of property. The bill does not deprive anyone of life, liberty, or property without due process of law.
Sources: Congress.gov: HR 1039 summary
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