H.R. 10120 explained · 119th Congress · Pending in Congress
National Flood Impact Reduction and Resilience Act of 2026
Cosponsors: 1 (0 D, 1 R) · per Congress.gov, 2026-10-14
Introduced: 2026-08-20
Latest action (2026-08-20): Referred to the House Committee on Transportation and Infrastructure.
What H.R. 10120 does, in plain terms
The Congressional Research Service has not published a summary of H.R. 10120 yet. Its official title: “National Flood Impact Reduction and Resilience Act of 2026”.
Constitution Index
“VFA Constitution grade”
Not graded yet
H.R. 10120 has not been graded yet. New measures with an official summary are graded daily under the published rubric.
The Framers
“Founders’ Verdict”
Confidence 0.75
Archived SI output (machine-generated)No editorial review recorded. This historical SI verdict was machine-generated by software and predates the review desk; check it against the official bill text.
Synthesis
The bill is constitutional only if its scope is limited to interstate flood impacts and does not encroach on state police powers over local land use and floodplain management, as reserved by the Tenth Amendment.
This bill is constitutional under the Commerce Clause and the General Welfare Clause. The regulation of flood control and resilience measures directly affects interstate commerce, as floods disrupt trade, transportation, and economic activity across state lines. Article I, Section 8, Clause 3 grants Congress power to regulate commerce among the several states, and floods are a national concern requiring coordinated federal action. Additionally, Article I, Section 8, Clause 1 empowers Congress to provide for the general welfare, and reducing flood losses protects lives and property, a clear pub…
The Constitution grants Congress only enumerated powers, and among them is no general authority to establish a national program for flood reduction or resilience. Such matters are properly reserved to the states under the Tenth Amendment, as they pertain to local land use, infrastructure, and public safety. To permit the federal government to command a coordinated effort in this domain would expand its jurisdiction beyond the strict limits of the charter, undermining the sovereignty of the states and the liberties of the people. The commerce power does not extend to every activity that may aff…
The proposed National Flood Impact Reduction and Resilience Program, as a coordinated Federal effort, must be carefully examined to ensure it does not exceed the enumerated powers of Congress. The Constitution grants Congress authority over interstate commerce (Article I, Section 8, Clause 3) and the power to provide for the general welfare through taxation and spending (Article I, Section 8, Clause 1), but only for purposes that are truly national in scope and not merely local. Flood control and resilience may involve interstate waterways and affect commerce, thus falling within federal purvi…
This bill is constitutional as it falls within the enumerated powers of Congress to regulate interstate commerce and provide for the general welfare. The Constitution grants Congress the power to 'regulate Commerce with foreign Nations, and among the several States, and with the Indian Tribes' (Article I, Section 8, Clause 3). Floods that affect navigable waters and interstate commerce are properly subject to federal regulation, as established in Gibbons v. Ogden (1824), which held that Congress's commerce power extends to all 'commerce which concerns more States than one.' Additionally, the N…
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