Real bill currently in Congress  c/o  HR/119/10103

Stable Homes Act

Policy area: Housing and Community Development ▲ 11 days since action Sponsor: Mary Gay Scanlon, PA-05, D → Congress.gov

Latest action (2026-08-13): Referred to the House Committee on Financial Services.

The Framers

“Founders’ Verdict”

CONDITIONAL

Confidence 0.50

Synthesis

The bill is constitutional under the Spending Clause only if grant conditions are unambiguous, reasonably related to eviction diversion, and do not coerce or commandeer state or local governments.

Hamilton YES

Congress possesses the power to lay and collect taxes to provide for the general welfare, and the establishment of a grant program to assist local governments in devising eviction diversion measures falls squarely within that discretionary authority. Such grants are voluntary, not coercive commands; they respect the reserved powers of the states by leaving acceptance and administration to each locality. The measure is a proper exercise of the spending power, with the federal government offering resources to address a matter of public concern without arrogating to itself the internal police pow…

Article I, Section 8, Clause 1 Tenth Amendment Federalist No. 30
Jefferson NO

This bill proposes a federal grant program to direct local governments in eviction diversion, which exceeds the enumerated powers of Congress. The Constitution grants no authority over landlord-tenant relations or local housing policies to the federal government; such matters are reserved to the states and the people. The Tenth Amendment explicitly reserves all powers not delegated to the United States, and the Ninth Amendment affirms that the enumeration of certain rights shall not deny others retained by the people. Establishing such a program would create a federal influence over local prop…

Amendment X Amendment IX
Madison NO

This bill proposes a federal grant program to direct funds to local governments for eviction diversion, which falls under the general police power reserved to the states. The Constitution enumerates specific powers to Congress, and housing and landlord-tenant relations are not among them. The Tenth Amendment reserves such matters to the states or the people. While the spending power (Article I, Section 8, Clause 1) might be invoked, this program would effectively coerce local governments into adopting federal priorities, undermining the federal balance. In Federalist No. 45, I warned that the …

Tenth Amendment Article I, Section 8, Clause 1 Federalist No. 45
Marshall YES

The Constitution vests in Congress the power to lay and collect taxes to provide for the general welfare of the United States. The establishment of a grant program to assist local governments in eviction diversion programs is a means plainly adapted to the legitimate end of promoting stable housing and community well-being, which falls within the general welfare. As held in McCulloch v. Maryland, where the end is legitimate and within the scope of the Constitution, all appropriate means not prohibited are constitutional. The Tenth Amendment reserves to the states powers not delegated, but here…

Article I, Section 8, Clause 1 (Spending Clause) McCulloch v. Maryland (1819)

What should pass

“AI Consensus Solution”

Read full document →

State Eviction Diversion Incentive Act of 2025

Reduce homelessness and housing instability by providing federal grants to local governments to establish or expand programs that divert evictions before they occur.

Bipartisan rationale: Honors Democratic priorities: provides federal support to prevent homelessness and stabilize families. Honors Republican priorities: respects federalism by channeling funds through states with a non-federal match, imposes a sunset to limit permanent federal expansion, and includes accountability measures to prevent waste.

Funding: General fund of the U.S. Treasury, subject $500 million per fiscal year, Sunset 5y Oversight: Office of the Inspector Genera Enforcement: Repayment of grant funds with intere

Vote-count path: ~260 House votes: 180 Democrats + 80 Republicans from federalist and oversight-minded caucuses; ~65 Senate votes: 48 Democrats + 17 Republicans who support state flexibility and fiscal discipline.

→ Article I, Section 8, Clause 1 (Spending Clause: Congress may tax and spend for the general welfare, including grants to states with conditions) → Tenth Amendment (powers not delegated to the United States are reserved to the states; this bill respects that by using state-administered grants rather than direct local mandates)

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