H.R. 10103 explained · 119th Congress · Pending in Congress
Stable Homes Act
Cosponsors: 7 (7 D, 0 R) · per Congress.gov, 2026-10-14
Introduced: 2026-08-13
Latest action (2026-08-13): Referred to the House Committee on Financial Services.
What H.R. 10103 does, in plain terms
The Congressional Research Service has not published a summary of H.R. 10103 yet. Its official title: “Stable Homes Act”.
Constitution Index
“VFA Constitution grade”
Not graded yet
H.R. 10103 has not been graded yet. New measures with an official summary are graded daily under the published rubric.
The Framers
“Founders’ Verdict”
Confidence 0.50
Archived SI output (machine-generated)No editorial review recorded. This historical SI verdict was machine-generated by software and predates the review desk; check it against the official bill text.
Synthesis
The bill is constitutional under the Spending Clause only if grant conditions are unambiguous, reasonably related to eviction diversion, and do not coerce or commandeer state or local governments.
Congress possesses the power to lay and collect taxes to provide for the general welfare, and the establishment of a grant program to assist local governments in devising eviction diversion measures falls squarely within that discretionary authority. Such grants are voluntary, not coercive commands; they respect the reserved powers of the states by leaving acceptance and administration to each locality. The measure is a proper exercise of the spending power, with the federal government offering resources to address a matter of public concern without arrogating to itself the internal police pow…
This bill proposes a federal grant program to direct local governments in eviction diversion, which exceeds the enumerated powers of Congress. The Constitution grants no authority over landlord-tenant relations or local housing policies to the federal government; such matters are reserved to the states and the people. The Tenth Amendment explicitly reserves all powers not delegated to the United States, and the Ninth Amendment affirms that the enumeration of certain rights shall not deny others retained by the people. Establishing such a program would create a federal influence over local prop…
This bill proposes a federal grant program to direct funds to local governments for eviction diversion, which falls under the general police power reserved to the states. The Constitution enumerates specific powers to Congress, and housing and landlord-tenant relations are not among them. The Tenth Amendment reserves such matters to the states or the people. While the spending power (Article I, Section 8, Clause 1) might be invoked, this program would effectively coerce local governments into adopting federal priorities, undermining the federal balance. In Federalist No. 45, I warned that the …
The Constitution vests in Congress the power to lay and collect taxes to provide for the general welfare of the United States. The establishment of a grant program to assist local governments in eviction diversion programs is a means plainly adapted to the legitimate end of promoting stable housing and community well-being, which falls within the general welfare. As held in McCulloch v. Maryland, where the end is legitimate and within the scope of the Constitution, all appropriate means not prohibited are constitutional. The Tenth Amendment reserves to the states powers not delegated, but here…
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What should pass
“VFA SI Solution”
Archived SI output (machine-generated) · No editorial review recorded
This historical draft has no editorial review time on record. Check its claims against the original bill and current law.
State Eviction Diversion Incentive Act of 2025
Generated by VFA SI Solutions
Reduce homelessness and housing instability by providing federal grants to local governments to establish or expand programs that divert evictions before they occur.
Bipartisan rationale: Honors Democratic priorities: provides federal support to prevent homelessness and stabilize families. Honors Republican priorities: respects federalism by channeling funds through states with a non-federal match, imposes a sunset to limit permanent federal expansion, and includes accountability measures to prevent waste.
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