H.R. 9662 explained · 118th Congress · Not enacted (118th Congress ended)
Homes Act of 2024
Introduced: 2024-09-18
Latest action (2024-09-18): Referred to the House Committee on Financial Services.
What H.R. 9662 does, in plain terms
The Congressional Research Service has not published a summary of H.R. 9662 yet. Its official title: “Homes Act of 2024”.
Constitution Index
“VFA Constitution grade”
Not graded yet
H.R. 9662 has not been graded yet. New measures with an official summary are graded daily under the published rubric.
The Framers
“Founders’ Verdict”
Confidence 0.50
Archived SI output (machine-generated)No editorial review recorded. This historical SI verdict was machine-generated by software and predates the review desk; check it against the official bill text.
Synthesis
UNCONSTITUTIONAL (Madison and Jefferson)
The Homes Act of 2024, concerning housing and community development, falls within the purview of congressional power to lay and collect taxes and provide for the general welfare, provided it does not exceed enumerated bounds or infringe upon state sovereignty in local matters. Such legislation is constitutional only if executed through appropriations for national objects, without coercive mandates on states, as the federal authority is supreme where granted but limited to necessities of the Union. Housing initiatives may promote general welfare if tied to revenue measures, but must avoid local…
The federal legislature possesses only those powers expressly delegated by the Constitution, with all others reserved to the States or the people. Housing and community development fall wholly outside the enumerated powers of Article I, Section 8, such as regulating commerce among the States or providing for the common defense. No provision authorizes the general government to legislate on domestic housing matters, which are properly the domain of State and local authorities under the reserved powers. To assume such authority would invert the federal compact, rendering the States mere administ…
The powers of the federal government are strictly enumerated in Article I, Section 8, and do not extend to the provision or regulation of housing and community development, which are matters of local concern reserved to the states. Such legislation risks an undue expansion of federal authority, contrary to the careful balance of federalism designed to prevent consolidation of power and protect against factional encroachments on state prerogatives.
The Homes Act of 2024, pertaining to housing and community development, is within the constitutional authority of Congress under its enumerated powers. Congress may lay and collect taxes to provide for the general welfare, and employ necessary and proper means to execute such powers, as affirmed in McCulloch v. Maryland, wherein the creation of a national bank was upheld as a legitimate means conducive to legitimate ends. Furthermore, regulation of commerce among the several states, expansively interpreted in Gibbons v. Ogden to encompass interstate activities, supports federal involvement in …
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